254Capital
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Your wealth journey starts with us
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We enable our customers to access affordable credit and financial services to transform livelihoods.

254 Capital aims to broaden credit access by simplifying the processes and collateral requirements for loan applicants. We ensure that loans are issued within the same day. 254 Capital enables ease in handling financial emergencies and helps our clients navigate the stormy waters of everyday life.

Our Loan Products
Logbook Loans
Logbook Loans

Use your vehicle as collateral while still driving it.

Salary Check-off Loans
Salary Check-off Loans

Convenient deductions straight from your salary, with easy access to funds.

Top up loans
Top up loans

Need more funds? Quickly top up your existing loan.

Bridging loans
Bridging loans

Immediate financial support for entrepreneurs without impacting cash flow.

LPO financing
LPO financing

Funding to fulfill Local Purchase Orders.

Sacco lending
Sacco lending

Rapid, short-term overnight funding to cover SACCO cash flow needs.

Bid Bonds
Bid Bonds

Invoice dicounting
Invoice dicounting

Access cash tied up in unpaid invoices for faster business growth.

Supply Chain Financing
Supply Chain Financing

Financing provided to SMEs that are in the supply chain.

Car Assembly Line

Contact us

email us at: info@254-capital.com

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Apply For a Loan Now

Accepted formats: PDF, DOC, DOCX (Max 5MB)

need a custom loan? email us at: loans@254-capital.com

Loan calculator

Ksh
Interest Rate: 15.00% per annum

You will pay

ksh 54167

Per month

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Frequently asked questions

About Us

Empowering Growth, One Loan at a Time

At 254 Capital, we believe in the power of financial inclusion to transform lives and businesses. We are a credit-only microfinance institution dedicated to providing tailored financial solutions that address the unique needs of our clients.

Our core focus is offering short-term loans to SACCOs, SMEs, and individuals facing temporary cash flow constraints. By providing reliable, and customized lending solutions, we enable our clients to seize opportunities, meet urgent financial obligations, and drive sustainable growth.

Our Mission

To bridge financial gaps by offering accessible and flexible credit solutions that empower our clients to thrive.

Our Vision

To be a trusted financial partner for SACCOs, SMEs, and individuals, fostering economic growth and financial stability across Kenya.

Our Values

  • Reliability: We deliver on our promises with consistency and integrity.
  • Innovation: We offer tailored lending products designed to meet evolving financial needs.
  • Customer Focus: We prioritize our clients' success, providing personalized support and guidance.

With a team of experienced professionals, we are committed to helping our clients navigate financial challenges and achieve their goals.

Join us in building a financially inclusive future